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Business Financial Publishing ("BFP"), publisher of Top 20 Brokers for Individual Investors and BrokerAdviser.com, has created an Email Policy statement in order to demonstrate our firm commitment to your privacy and dedication to sending email communications only to those who have specifically requested such information. The following discloses our information gathering and dissemination practices for our company and our web sites.

By visiting BFP's web site(s), Users agree to the Terms & Conditions outlined within our Terms of Use Agreement, Privacy Policy and Email Policy. It is the Users responsibility to read and understand these three BFP documents (Terms of Use Agreement, Privacy Policy, and Email Policy) prior to reviewing any information from BFP, signing up for any free or paid subscription newsletter service, or submitting any personal information to our firm.

Manage Email Subscriptions
If you are a current recipient of an email newsletter from Business Financial Publishing and would like to discontinue your subscription, click here.

BFP is a publisher of both free and paid subscription investment newsletters. We offer paid subscriptions, trial subscriptions, and free newsletters to individuals.

Paid Subscription Newsletters
We sell subscriptions to our paid subscription newsletters through our web sites. Users respond to our advertisements and visit our web site to sign up for newsletter subscriptions. These paid subscription newsletters are fulfilled through our web site, by email, and by postal mail. Users can expect to receive notices regarding the status of their subscription account, issues of the newsletter, and information regarding our services by way of email.

Newsletter Trials
We also offer free 30 day trial memberships to our newsletters. Users who sign up for such an offer can expect to receive notices regarding the status of their subscription account, issues of the newsletter, and information regarding our services by way of email during their trial membership. At the end of a trial period, Users can expect to receive our free weekly email newsletter and information regarding other services provided by BFP and our partners or advertisers. Users who do not wish to receive future emails following a trial membership should follow the instructions within this Email Policy or within a specific email communication from BFP.

Free Newsletters
We also offer free email newsletters, which we make available to individuals in several manners.

1. We allow Users to visit our web site, complete a form, and in doing so agree to receive our free email newsletter(s).

2. We offer our free newsletters to Users through partners web sites and web sites where we advertise, and directly through our own web sites.

3. We provide trial Users with a subscription to our free newsletter(s) at the end of their trial period if they do not sign up for a paid subscription.

4. We provide former or expired paid Users with a subscription to our free newsletter(s) at the end of their paid subscription period.

Users who do not wish to receive future issues of free newsletters by emails following a paid membership should follow the instructions within this Email Policy or within a specific email communication from BFP.

Email Advertisements
We utilize email as a communication channel to send information regarding our products and services to our current paid subscribers, free trial members, and subscribers to our free email newsletters. We send these email messages only to individuals who have directly requested information from our firm (i.e. signed up for a free trial membership or a free newsletter) or have or in the past have had a direct relationship with our firm (i.e. a previous customer).

WE ALLOW ANY CURRENT OR FORMER CUSTOMER, TRIAL MEMBER, OR RECIPIENT OF A FREE EMAIL NEWSLETTER FROM BFP TO CHOOSE TO DISCONTINUE RECEIVING EMAIL MESSAGES FROM OUR COMPANY AT ANY TIME. See "Discontinuance of Emails" below.

Third Party Email Advertising
We occasionally advertise via email with qualified third party companies that are managing their email database(s) of subscribers in accordance with CAN-SPAM legislation and best industry practices. When we advertise by email through a third party or through an agency, we do so in accordance with the following:

1. The advertisement is sent only to users who have agreed to receive ADVERTISEMENT or SPECIAL OFFER emails from the list owner.

2. The advertisement is sent FROM the company owning the email list

3. The advertisement is clearly marked as an ADVERTISEMENT or SPECIAL OFFER

4. The firm managing the email list has clear instructions and functionality in place for prompt removal from the email list

5. Our contact information is made available so that recipients can contact us and instruct us not to send future advertisements.

Instruct the firm sending the advertisement on our behalf to suppress BFP's "Do Not Mail" file against their distribution list in order to assure that those who have requested to NOT receive information from BFP do not receive unwanted advertisements or offers from our firm.

We occasionally send email advertisements and offers to our subscribers or members on behalf of third party advertisers or agencies acting on their behalf, in accordance with CAN-SPAM legislation and best industry practices. UNDER NO CIRCUMSTANCE WILL USERS EMAIL ADDRESSES BE SOLD TO A THIRD PARTY ADVERTISER. EMAIL ADDRESSES ARE HELD STRICTLY CONFIDENTIAL. When we send an advertisement or special offer on behalf of a third party or through an agency, we do so in accordance with the following:

1. The advertisement is sent only to users who have agreed to receive ADVERTISEMENT or SPECIAL OFFER emails from BFP.

2. The advertisement is sent FROM BFP or the specific newsletter to which the recipient is subscribed (i.e. BrokerAdviser.com Special Offers).

3. The advertisement is clearly marked as an ADVERTISEMENT or SPECIAL OFFER.

4. There are clear instructions and functionality in place for prompt removal from the email list.

5. Our contact information is made available so that recipients can contact us and instruct us not to send future advertisements.

6. We request that advertisers provide BFP with a "Do Not Mail" file to be suppressed against our internal list prior to sending an advertisement in order to assure that those who have requested to NOT receive information from the third party advertiser do not receive unwanted advertisements or offers.

Discontinuance of Emails
In accordance with CAN-SPAM legislation, it is our policy to include instructions and means for removal from our database at any time in an automated fashion. We provide instructions for removal at the bottom of every email sent from our company, with the exception of paid subscription newsletter issues, which require the subscriber to cancel their membership in order to discontinue receiving issues of the publication.

At the bottom of each email communication we include detailed instructions for removal from our email lists, including:

1. Displaying the recipients email address that is in our database and receiving the message.

2. Providing a customized URL that allows the recipient to click to our web site and automatically manage their subscriptions, including canceling all email subscriptions or selecting to receive no further messages from our firm.

3. An active email address to contact us in order to request manual removal or discontinuance of future email messages from our firm.

4. Our postal address for mailing a formal request to our firm.

At our web site, we allow subscribers to manage their subscriptions, including:

1. Selecting to continue receiving the free newsletters, but opting to discontinue any and all advertisements.

2. Selecting which newsletter(s) they wish to continue receiving.

3. Selecting to discontinue all subscriptions.

4. Selecting to be put on a Do Not Mail List.

BFP maintains a DO NOT MAIL LIST. This is a list of subscribers who have decided that they never wish to receive another message from our firm. These email addresses are collected and maintained in a separate file in our database. These individuals will not receive future emails from BFP, including free email newsletters, advertisements directly from BFP, or advertisements from third party advertisers sent on our behalf. Email addresses on this list will not receive future email messages from our firm. Subscribers are encouraged to make sure that the address receiving emails from BFP is in fact the same address in our database by clicking the unique URL at the end of an email message from our firm, or forwarding the received email communication to our customer service department so that we may see which email address was the recipient of an email from our firm.

MANAGE EMAIL SUBSCRIPTIONS
If you are a current recipient of an email newsletter from BrokerAdviser.com and would like to change your subscription preferences, click here to do so.

BFP is a publisher of both free and paid subscription investment newsletters. We offer paid subscriptions, trial subscriptions, and free newsletters to individuals.

© Copyright 2007-2008, Business Financial Publishing, LLC. All rights reserved.

BrokerAdviser.com is owned and published by Business Financial Publishing, LLC of Washington D.C. Business Financial Publishing is neither a registered investment adviser nor a broker/dealer. Readers are advised that this electronic publication is issued solely for information purposes and should not to be construed as an offer to sell or the solicitation of an offer to buy any security.

The views expressed herein are based upon our analysis of the issuer's public disclosures, and assumes both their accuracy and completeness.

The opinions and statements included herein are based on sources (including the companies discussed and public sources) believed to be reliable and in good faith, but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness. We have not independently verified the information contained herein. This information is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor. We encourage you to consult with independent financial advisors with respect to any investment in the securities mentioned herein. You should review a complete information package on all companies, which should include, but not be limited to, the Company's annual report, quarterly reports, press releases and all regulatory filings. All information contained in BrokerAdviser.com should be independently verified with the subject company. The foregoing discussion contains forward-looking statements, which are based on current expectations, estimates and projections, and differences from such expectations, estimates and projections can be expected.

BrokerAdviser.com is intended only for residents of the United States. BrokerAdviser.com is not intended for residents of the United Kingdom, and is not an approved publication by the Financial Services Authority in the UK.

The information contained in this newsletter is not intended to be a complete discussion of information regarding all of the current and/or intended business activities of the covered companies. Any opinions expressed in BrokerAdviser.com are statements of judgment as of the date of publication, are subject to change without further notice, and may not necessarily be reprinted in future publications or elsewhere.

Business Financial Publishing and its members, managers, writers and employees do not accept compensation from the companies discussed within BrokerAdviser.com.

Business Financial Publishing and its members, managers, writers and employees, and their families from time to time positions in the securities of the companies discussed within BrokerAdviser.com. These positions are subject to change at any time without notice.

YOU SHOULD VERIFY ALL CLAIMS AND DO YOUR OWN RESEARCH BEFORE INVESTING IN ANY SECURITIES MENTIONED ON THIS WEBSITE. INVESTING IN SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK. YOU MAY LOSE PART OR ALL OF YOUR PRINCIPAL INVESTMENT.

We encourage you to review the financial and educational information available at the U.S. Securities and Exchange Commission ("SEC") website (http://www.sec.gov) and the National Association of Securities Dealers ("NASD") website (http://www.nasdr.com).